UNIT 9 QUIZ : Part 2

What is a car insurance claim?

• A report to the police after a car accident

• A request for financial compensation filed with an insurance company after vehicle damage or injury

• A legal case against a driver who caused an accident

• A warranty service request for a vehicle

How much do auto insurance claims raise premiums on average?

• 5% to 10%

• 12% to 45%

• 20% to 30%

• 50% to 60%

Which factor does not determine when to file a car insurance claim?

• The extent of the injuries or physical damage

• The cause of the injuries or physical damage

• The color of the damaged vehicle

• The insurance company with which to file a claim

What is the first step to take when filing a car insurance claim?

• File a police report

• Contact your insurance company

• Take the car to a repair shop

• Call a lawyer

What should you take notes of and write down when contacting your insurance company after an accident?

• The claim number and contact details of the person you talk to

• The weather conditions

• The number of people who saw the accident

• The color of the other car involved

If you did not get a police report at the scene of the accident, what is recommended that you do?

• Wait for the insurance company to handle it

• Ignore the need for a police report

• Go to a local police station to file a report

• Post about the accident on social media

What is the role of an insurance adjuster in the claim process?

• To provide legal advice to the claimant

• To authorize a final payment and offer a release

• To assign an attorney for the claimant

• To record the conversation about the accident

What should you provide to the insurance adjuster after an accident?

• Speculations about who was at fault

• Photographs from the scene and witness contact information

• A request for immediate payment

• An estimate of the repair costs

Before which step might you want to contact an attorney when filing a personal injury claim?

• After receiving the final payment

• Before getting a report from the insurance adjuster

• After the adjuster inspects the damage to your vehicle

• Before providing photographs to the adjuster

What will the insurance adjuster provide after considering the facts of the incident?

• A new insurance policy

• A list of authorized repair shops

• An initial estimate of the cost of repairs

• A recording of the conversation about the accident