Detective of Riba Quiz

Ahmad uses a credit card and pays only the minimum amount each month. The bank charges him interest on the remaining balance.

• Riba

• Not Riba

A bank buys a car for $10,000 and sells it to Fatimah for $12,000 on a deferred payment basis. No additional charges are added later.

• Riba

• Not Riba

A customer delays payment on an Islamic financing contract. The institution charges a penalty and donates it to charity.

• Riba

• Not Riba

Yusuf lends his friend $1,000 and asks to be repaid $1,100 after 3 months.

• Riba

• Not Riba

A customer exchanges $1,000 for euros but receives the euros two days later.

• Riba

• Not Riba

A silent investor provides capital to a business. The business makes a profit, and the investor receives a pre-agreed share.

• Riba

• Not Riba

A lender adjusts the repayment amount of a loan based on inflation to preserve purchasing power.

• Riba

• Not Riba

A bank offers a 'gift' to savings account holders at the end of the year, based on their average balance.

• Riba

• Not Riba

A borrower pawns a gold ring and receives a loan. The pawnshop charges interest until the ring is reclaimed.

• Riba

• Not Riba

A government issues sukuk (Islamic bonds) backed by real assets. Investors receive returns based on asset performance.

• Riba

• Not Riba