Loan Policy Quiz

Out of the promoters' contribution, at least ............ should come preferably by way of equity in case of project loan

• 25%

• 20%

• 30%

• 50%

• 5%

Minimum margin to be stipulated for financing second hand commercial vehicle is

• 50%

• 40%

• 20%

• 25%

• 10%

Minimum margin to be stipulated for financing second hand machinery is

• 50%

• 40%

• 20%

• 25%

• 10%

Branch to ascertaining genuineness of Insurance policy in case coverage of more than Rs............. crore by writing directly to respective Insurance Company

• 1

• 2

• 3

• 4

• 5

Due diligence of supplier of machinery is to be conducted where cost of single machinery is above Rs........... crore

• 5

• 2

• 10

• 7

• 25

Audited balance sheet required to be submitted in case total exposure from all banks is Rs. ____ Lakh and above

• 10

• 20

• 30

• 40

• 25

Passport details of the proprietor/partners /guarantor’s is mandatory in case of credit limits of Rs. ____ Crore and above

• 50

• 20

• 75

• 10

• 60

Stable Areas under Loan Policy does not include

• Cement

• Capital market

• Carbon credit

• Auto ancillaries

• Warehouse industry

Computation of DER is by using formula

• (LTL+CL)/TNW

• (LTL+CL)/ATNW

• Long Term Liability/TNW

• Long Term Liability/ATNW

• Intangible Asset/TNW

Preliminary Information memorandum applicable for new credit proposal

• >Rs.50 crores

• >Rs. 20 crores

• > Rs.100 crores

• Rs.10 crores