Identity Theft/Scams Flashcard

Front

What should you do first if you become a victim of identity theft?

Back

Get replacement credit cards.

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What piece of information is most useful to an identity thief?

Back

Your full name and social security number.

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Why are teens frequent targets of identity theft?

Back

Identity thieves look for 'clean' Social Security numbers that haven’t yet been used to get credit.

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What action can help protect your credit information?

Back

Regularly monitoring your credit report.

Front

How can you detect a phishing scam?

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The email asks for information the company should already know.

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What is identity theft?

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Identity theft is the act of obtaining and using someone else's personal information, usually for financial gain.

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What is a phishing scam?

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A phishing scam is a fraudulent attempt to obtain sensitive information by disguising as a trustworthy entity in electronic communication.

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What is the importance of monitoring your credit report?

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Monitoring your credit report helps you detect unauthorized activity and protect against identity theft.

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What should you do if you suspect your identity has been stolen?

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Report the theft to the authorities and credit bureaus immediately.

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What is a Social Security number?

Back

A Social Security number is a unique identifier assigned to individuals for tracking earnings and benefits.