Redlining and Environmental Justice Study Guide

Front

What is redlining?

Back

Redlining is a discriminatory practice in which services (financial and otherwise) are withheld from potential customers who reside in neighborhoods classified as 'high-risk' or undesirable, often based on racial or ethnic composition.

Front

What does the term 'impervious surfaces' refer to?

Back

Impervious surfaces are materials that do not allow water to penetrate, such as concrete, asphalt, and buildings, which can lead to increased runoff and flooding.

Front

What was the role of the Home Owners' Loan Corporation (HOLC) in redlining?

Back

The HOLC created maps that graded neighborhoods based on perceived risk for mortgage lending, which contributed to systemic discrimination against certain communities.

Front

What is environmental justice?

Back

Environmental justice is the fair treatment and meaningful involvement of all people in environmental laws, regulations, and policies, ensuring that no group bears a disproportionate share of negative environmental consequences.

Front

How does redlining impact community health?

Back

Redlining can lead to disinvestment in neighborhoods, resulting in poorer health outcomes due to lack of access to healthcare, clean water, and healthy food options.

Front

What is the significance of the color 'red' in redlining maps?

Back

The color 'red' on redlining maps indicated neighborhoods deemed 'high-risk' for investment, often leading to a lack of financial support and resources.

Front

What are some long-term effects of redlining on neighborhoods?

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Long-term effects include economic decline, increased poverty rates, reduced property values, and persistent racial segregation.

Front

What percentage of neighborhoods graded as high-risk under the HOLC are considered low-to-moderate income today?

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75% of neighborhoods graded as high-risk under the HOLC are considered low-to-moderate income today.

Front

What is the relationship between impervious surfaces and flooding?

Back

More impervious surfaces in a neighborhood can lead to increased flooding due to reduced absorption of rainwater and increased runoff.

Front

What chemical contaminant was found in Flint, Michigan's water supply?

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Lead was the chemical contaminant found in Flint, Michigan's water supply.