Written proof a lender is willing and ready to lend an individual a specific amount of money for a mortgage based on verified income and asset

Buying a Home

Flashcard
•
Social Studies
•
9th Grade
•
Hard
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22 questions
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1.
FLASHCARD QUESTION
Front
Back
Pre-approval
2.
FLASHCARD QUESTION
Front
Loan to finance the purchase of real estate
Back
Mortgage
3.
FLASHCARD QUESTION
Front
A loan in which the interest rate and payment remain the same for the life of the loan.
Back
Fixed Rate Loan
4.
FLASHCARD QUESTION
Front
down payment
Back
An initial cash payment made when something is bought on credit.
5.
FLASHCARD QUESTION
Front
Principal is
Back
The amount of money you borrow, or the amount you owe before interest is calculated.
6.
FLASHCARD QUESTION
Front
homeowners insurance
Back
Coverage against damages to the house or possessions in the home. Also, liability coverage against accidents in the home or on the property.
7.
FLASHCARD QUESTION
Front
Equity
Back
The amount of the house that you have paid for, or the amount you would get if you sold the house.
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