DBS Hit by More Capital Minimums

The video discusses DBS's capital outlook following higher capital charges imposed by MES due to digital outages. Despite a reduction in the core equity tier one capital ratio, DBS maintains a strong capital position with excess capital. The bank's credit ratings remain robust, supported by healthy earnings momentum and well-capitalized status. DBS is expected to sustain double-digit earnings growth, with sufficient capital to support higher charges and potential credit losses. The bank is unlikely to seek capital from the private market this year.

What is the expected impact of MES's higher capital charges on DBS's core equity tier one capital ratio?

• It will decrease by 2%

• It will remain unchanged

• It will decrease by 5%

• It will increase by 2%

How is DBS's reputation described in terms of safety?

• A bank with declining safety ratings

• One of the least safe banks in Southeast Asia

• One of the world's safest banks

• A moderately safe bank

What is expected to maintain DBS's robust credit ratings?

• Its solid capital reasons and healthy earnings

• Its need for capital bonds issuance

• Its declining earnings momentum

• Its increased loan growth

What is DBS's strategy to handle potential credit losses?

• Increasing its target operating range

• Issuing more capital bonds

• Relying on empowered capital reasons

• Reducing loan growth

Is DBS likely to issue capital bonds in the private market this year?

• No, they have never issued bonds

• Yes, they have already started

• No, they are unlikely to

• Yes, they are planning to