Fair Debt Collection Practices Act

Interactive Video
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Business, Social Studies
•
University
•
Hard
Wayground Content
FREE Resource
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5 questions
Show all answers
1.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What must debt collectors disclose to debtors according to the regulations?
The original creditor and the nature of the debt
Their personal contact information
The debtor's credit score
The interest rate of the debt
2.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
During which hours are debt collectors allowed to contact debtors?
6:00 AM to 10:00 PM
7:00 AM to 10:00 PM
8:00 AM to 9:00 PM
9:00 AM to 8:00 PM
3.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Which of the following is NOT a prohibited practice for debt collectors?
Publishing the debt in a newspaper
Sending a written notice of debt verification
Using threatening language
Contacting the debtor's employer
4.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What action can a debtor take to stop collection efforts?
Pay a portion of the debt
Ignore the collector's calls
Inform the collector in writing to cease contact
Request a reduction in debt
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Who can bring a civil action against a debt collector for violations?
The debtor's employer
The original creditor
The Consumer Financial Protection Bureau
The debtor's family
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