LexinFintech CFO on U.S.-China Ties, Regulatory Changes

The transcript discusses the relationship between Beijing and Washington, highlighting the potential for improved relations with new leadership. It addresses the challenges faced by Chinese companies listed in the US during the Trump administration, including the threat of delisting. The conversation touches on market uncertainty, consumer confidence in China, and the impact of fintech regulation changes. The speaker expresses optimism about resolving US-China tensions and emphasizes the importance of banks taking responsibility in the fintech sector.

What is the expected outcome of the new leadership in the US regarding its relationship with China?

• Increased uncertainty

• Improved certainty

• No change

• Increased tension

What has been a major focus for Chinese companies listed in the US during the Trump administration?

• Reducing operational costs

• Increasing exports to the US

• Focusing on the Chinese local market

• Expanding into European markets

How do Chinese executives feel about the transition to a new US president?

• Concerned about stricter regulations

• Indifferent to the change

• Worried about increased tariffs

• Relieved due to expected reduced rhetorical force

What trend is observed in China's consumer market according to the transcript?

• Higher per consumption despite less frequent purchases

• Increased frequency of purchases

• Decreased total consumption

• Stable consumption patterns

What is a key expectation from banks regarding fintech regulations?

• Making independent credit decisions

• Relying solely on large companies' decisions

• Collaborating with international banks

• Avoiding any regulatory changes