What is the maximum liability for a consumer for unauthorized credit card charges under the amendment to the Truth in Lending Act?
Fair Credit Billing Act

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5 questions
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1.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
$200
$0
$100
$50
2.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
How many days does a consumer have to notify the credit agency of unauthorized charges after receiving their account statement?
45 days
30 days
60 days
90 days
3.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is the time frame for a credit agency to investigate unauthorized charges once notified by the consumer?
45 days
60 days
15 days
30 days
4.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What type of action is available to enforce the rules against lenders or credit agencies?
Private action
Government action
Public action
Class action
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
In what scenario can a consumer dispute a transaction for a defective product?
If the product was on sale
If the product was purchased online
If the product was defective or non-conforming
If the product was delivered late
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