Personal Loan Quiz

What is the main mandate of the Personal Loan Division?

• To sell insurance products

• To manage credit cards

• To bridge financial gaps and empower clients

• To handle corporate loans

Which of the following is not a use case for a personal loan?

• Home improvement

• Buying stocks

• Paying school fees

• Medical expenses

What is the maximum loan amount a customer can avail?

• ₱500,000

• ₱1,000,000

• ₱3,000,000

• ₱5,000,000

What is the minimum loan amount offered?

• ₱10,000

• ₱20,000

• ₱25,000

• ₱50,000

How many times the gross monthly income can a customer borrow?

• 3x

• 4x

• 6x

• 8x

What is the monthly add-on interest rate?

• 1.25%

• 1.35%

• 1.50%

• 2.00%

Which of the following is not a loan tenor option?

• 12 months

• 15 months

• 24 months

• 36 months

How are loan proceeds disbursed?

• Cash pickup

• Check delivery

• Credited to BPI account

• GCash transfer

How is monthly repayment collected?

• Manual deposit

• Auto-debit from BPI account

• Post-dated checks

• Over-the-counter

What is the processing fee?

• ₱1,000

• ₱1,500

• ₱2,000

• ₱2,500