Câu hỏi về Hoạt động Ngân hàng

Banking activities include

• Receiving deposits

• Granting credit

• Providing payment services

• All of the above activities

Deposits of credit institutions include

• Payment deposits

• Savings deposits

• Term deposits

• All of the above answers are correct.

Which of the following activities is a credit granting activity of credit institutions?

• Loan

• Discount

• Commercial credit

• All of the above answers are correct.

Which of the following activities is a credit granting activity of credit institutions?

• Financial leasing

• Bank guarantee

• Issuing letters of credit

• All of the above answers are correct.

Providing payment services means that banks

• Open payment accounts for customers

• Provide payment methods for customers

• Provide payment applications for customers

• All of the above answers are correct.

The bank is a credit institution that performs

• Only one of the banking activities

• Some banking activities

• All banking activities

• All of the above answers are incorrect.

Non-bank credit institutions are allowed to perform

• Only one of the banking activities

• Some banking activities

• All banking activities

• Both A and B are correct

Commercial banks are a type of bank that perform

• All banking activities and other profit-making activities

• All banking activities and other non-profit activities

• All banking activities and both profit-making and non-profit activities

• All of the above answers are incorrect.

The characteristic of a commercial bank is

• Primarily receives demand deposits

• Primarily receives time deposits

• Primarily receives short-term deposits

• Primarily receives long-term deposits

The characteristics of commercial banks are

• Accept short-term deposits and primarily provide short-term credit

• Accept short-term deposits and primarily provide long-term credit

• Accept long-term deposits and primarily provide short-term credit

• Accept long-term deposits and primarily provide long-term credit