RHB BANK

Which RHB product is suitable for saving ptptn money?

• Personal Financing

• Fixed Deposit

• Saving Account

• Credit Card

Despite a strong net profit in 2024, why did RHB Bank's capital ratios slightly decline?

• Higher dividend payout

• Lower dividend payout

• Increased in retained earrning

• Growth in risk-weighted assets (RWA)

Which of the following is a sign of bad asset quality in a bank?

• High non-performing loan (NPL) ratio

• Low non-performing loan (NPL) ratio

• High capital adequacy ratio

• None of the above

If a bank's interest spread decreases but its net interest margin increases, what does this suggest?

• The bank is losing money on loans

• The bank is managing its assets and funding costs effectively

• The bank is attracting more fixed deposits

• The bank stopped giving out new loans

In 2023, how did RHB Bank try to improve asset quality?

• By increasing interest rates

• By offering the Food Relief moratorium & Deferral Assistance

• By stopping loan approvals

• By selling of all bad loans