BSF - 5 DAY - PART 2

Which financing structure involves the bank leasing an asset (like a car or home) to the customer with ownership transferring at the end?

• Tawarruq

• Murabaha

• Ijarah Muntahia Bittamleek

• Musharakah

Private Banking services are specifically targeted towards:

• All university students

• Small business owners only

• High-Net-Worth Individuals (HNWIs)

• Government ministries

A key differentiator of Private Banking is the provision of a:

• Standard mada debit card

• Dedicated Relationship Manager (RM)

• Basic online banking login

• Access to any BSF branch

Helping HNWIs with estate planning and business succession falls under which Private Banking service area?

• Investment Advisory

• Wealth Planning

• Specialized Lending

• Premium Transactional Banking

Secure client portals in Private Banking primarily allow HNWIs to:

• Apply for standard retail auto finance

• View detailed investment portfolios and communicate securely

• Access SAMA's latest regulations

• Pay employees via SARIE bulk payments

Financing large KSA infrastructure projects often requires specialized ______ Finance expertise from Corporate Banking.

• Working Capital

• Trade

• Project

• Personal

The main purpose of a Bank Guarantee (e.g., Performance Bond) issued by BSF is to provide assurance to the:

• Bank's client (Applicant)

• Beneficiary (e.g., project owner)

• Saudi Central Bank (SAMA)

• External Auditors

Technologies like APIs and Host-to-Host (H2H) connections primarily enhance which Corporate Banking service area?

• Trade Finance Documentation

• Cash Management (Automated Payments/Reconciliation)

• Syndicated Loan Arrangement

• Credit Risk Assessment

Treasury's internal function of managing the bank's ability to meet cash needs daily is:

• Funding Management

• Liquidity Management

• Market Risk Management

• Investment Portfolio Management

Complying with SAMA's LCR and NSFR rules is a key focus of Treasury's ______ management functions.

• Credit Risk

• Liquidity and Funding

• Operational Risk

• Marketing Budget