Reading and Utilizing Your Credit Report

Quiz
•
Other
•
12th Grade
•
Hard
Luz Oralia Urquijo-Hawkes
FREE Resource
10 questions
Show all answers
1.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Fill in the blank: If you suspect that you're a victim of identity theft, you can request a ________ alert.
fraud
credit
security
identity
2.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
which one of these will NOT appear on your credit report?
account history
loan offers
inquires
personal information
3.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
TRUE or FALSE: You have no control over your credit score
True
False
4.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Closing out accounts you are not using is helpful for your credit score
Yes, because it shows lenders that you have room for new debt
No, because it shows lenders that you are not faithful to them
Yes, because you should avoid having any lines of credit open if possible
No, because open accounts are used to determine credit history
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is NOT a factor to consider when picking a credit card?
interest rate
perks
credit limit
card style
6.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Will checking your credit score negatively impact your score?
Yes, because it would be a hard inquiry on my account
No, because it would be a soft inquiry on my account
Yes, because I am not suppose to know what my credit score is
No, because you have to check your credit score daily
7.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is a quick fix to boost your credit score?
apply for 5 new credit cards to boost your mix of credit
Closing all lines of credit to boost your credit capacity
There is no quick fix to boosting your credit score
Make 3 payments in one day to boost your payment history
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