Personal Finance Unit 4

a strategy to earn more on your money than the rate of inflation

• Franschise

• Investing

• Wealth

• Day Trader

the accumulation of assets overtime

• Wealth

• Income

• Net Worth

• Investing

Alone to a company or government that pays investors a fixed rate of return or a specific time frame

• Real Estate
• Mutual Fund
• Bond
• Stock

Ownership interest in a publicly traded company

• Real Estate
• Mutual Fund
• Bond
• Stock

An item that has the same value across the market with little or no difference in quality among producers

• Commodity
• Brand
• Service
• Product

An agreement to buy or sell commodities such as wheat corn and oil for a specific price on a future date

• Options contract
• Spot market agreement
• Forward contract
• Futures contract

A business owned by one person

• Partnership
• Corporation
• Sole proprietorship
• Limited Liability Company

A business owned by two or more people

• Sole proprietorship
• Corporation
• Limited liability company
• Partnership

A contract that gives you the right to sell companies products and services

• Licensing agreement
• Distribution agreement
• Partnership contract
• Franchise agreement

A licensed professional who buys and sells stocks on an exchange on behalf of its clients

• portfolio manager
• investment banker
• stockbroker
• financial advisor