Household Expenses - Fixed or Variable

Car Insurance (AA, AMI, State, etc.)

• Fixed
• Variable

Childcare/Daycare Fees (Kindy, Playcentre, etc.)

• Fixed
• Variable

Clothing & Shoes (Kathmandu, The Warehouse, Farmers, etc.)

• Fixed
• Variable

Dining Out & Takeaways (McDonald's, Fish & Chips, Local Cafés, etc.)

• Fixed
• Variable

Electricity Bill (Meridian, Genesis, Contact, etc.)

• Variable
• Fixed

Emergency & Unexpected Expenses (Car Breakdown, Appliance Repairs, etc.)

• Variable
• Fixed

Entertainment (Movies, Events, Rugby Games, Concerts, etc.)

• Variable
• Fixed

Fuel & Transportation (Petrol, Diesel, AT HOP Card, MetroCard, etc.)

• Fixed
• Variable

Gas & Heating Costs (LPG bottles, Natural Gas, Firewood, etc.)

• Variable
• Fixed

Gifts & Celebrations (Birthdays, Christmas, Whānau Gatherings, etc.)

• Fixed
• Variable