Auto Insurance Quiz

What type of auto insurance covers damages to your own vehicle in an accident, regardless of who is at fault?

• Liability Coverage

• Collision Coverage

• Comprehensive Coverage

• Uninsured Motorist Coverage

Which type of auto insurance is mandatory in most states?

• Collision Coverage

• Liability Coverage

• Comprehensive Coverage

• Gap Insurance

What does comprehensive coverage pay for?

• Damage from collisions with another vehicle

• Injuries to you and your passengers

• Theft, vandalism, fire, and natural disasters

• Damage you cause to another driver’s vehicle

Which of the following factors can affect the cost of your car insurance premium?

• Your driving record

• Your age and experience

• The type of car you drive

• All of the above

What is the purpose of Uninsured/Underinsured Motorist Coverage?

• To cover damages caused by a driver with no insurance or not enough insurance

• To pay for regular maintenance on your vehicle

• To cover mechanical breakdowns

• To provide rental car reimbursement

If you are in an accident and the other driver is at fault but does not have insurance, what type of coverage would help pay for your repairs and medical bills?

• Liability Coverage

• Uninsured Motorist Coverage

• Collision Coverage

• Roadside Assistance

What factors can affect your premium?

• Driving record

• Age

• Car type

• All of the above

What protects you in case of an accident with an uninsured/underinsured driver?

• To cover damages caused by a driver with no insurance or not enough insurance

• Collision Coverage

• Liability Coverage

• Medical expenses coverage

What is the portion you must pay out of pocket before your insurance covers the rest?

• Premium

• Deductible

• Liability

• Coverage

What can reduce premiums?

• Safe driving

• Higher deductibles

• Bundling policies

• All of the above