HSF SLL Presentation Summary

Why are SLLs different to other thematic loan products (green/social bonds)?

• Linked to ongoing performance of indicators rather than outcome

• Can provide more flexibility than other products

• Broader application of SLL compared to green bonds

• Can be used by a wider range of companies

The example of Mercedes-Benz used a SLL for an amount of €11 billion

• True

• False

What year was the first PUBLIC SLL?

• 2015

• 1990

• 2017

• 2005

ESG principles focus on the ______ bottom line

The benefits of implementing SLLs are ... (tick all that apply)

• Encourages Environmental Performance

• Reputational & Marketing Benefits

• Advantageous Financing

• Investment from Shareholders

Name one of the EXTERNAL drawbacks to implementing a SLL

The ISSURANCE of SLLs has decreased in recent years

• True

• False

When considering selection of KPIs/SPTs it is important to be...

• Relevant, core and material to borrowers overall business

• Able to be benchmarked against external reference

• Clear about how it relates to the business and its sustainability strategy

• Overly ambitious to set the tone for competitors

What is an example of an third-party verification standard?

• MESSY ESG Rating

• ESG'R'US

• MSCI ESG Rating

• ESG ratings are not required or wanted

Select the mechanism(s) that are utilised to protect lenders from the Social backlashes of greenwashing

• Targeting Provision

• Rendez Vous Provision

• Declassification Provision

• Classification Provision