Front

Applying for a credit card only affects your credit score if you use the card.

Back

False

Front

Paying less than the minimum payment on your credit card bill doesn’t count as a missed payment.

Back

False

Front

The more credit cards you have, the better.

Back

False

Front

Payment history accounts for around _______ of your credit score.

Back

35%.

Front

Which of these show your credit history? Credit score, Credit report, Both

Back

Credit report

Front

How can someone between ages 18-20 establish credit? Options: Checking/savings account, Debit card, Paying with cash, having a parent pay

Back

Checking/savings account

Front

Your credit score is not configured off of which of the following: Payment history, Amount owed, GPA, Length of credit history

Back

GPA

Front

Which of the following may request your credit report? insurance companies, your employer, your landlord, all of the above

Back

all of the above

Front

What type of credit score is this 570?

Back

Poor

Front

Which is an exceptional credit score? Options: 672, 555, 713, 813

Back

813