Ramsey Ch. 9 Test

What's the payment you make each time you visit the doctor?

• Copay

• Liability

• Claim

• Premium

You can remain on your parents' health insurance plan until you're:

• 25 years old

• 29 years old

• 21 years old

• 26 years old

__________ protects you if you're the victim of a hit-and-run accident.

• Uninsured/underinsured motorist protection
• Collision Insurance

• Auto Insurance

• Claim

Which insurance covers you if you're injured and can't work for a period of time?

• Term life

• Disability

• Long-term care

• Renter's

Whole life insurance is also called each of the following terms except:

• Term

• Permanent

• Universal

• Variable

Own occupation disability insurance will pay you if you...

• You're healthy and able-bodied

• Are older than 26 years of age

• Can't work any job

• Can't do the job you were educated to do

Your ________ has all the information you'd need in case of an accident.

• Glove box
• Insurance Card

• Local Police Station

• Liability Insurance

Most insurance companies allow a ________, during which you can pay your premium before you lose your coverage.

• Grace period
• Long-term Disability Insurance

• Claim

• Out-of-pocket maximum

__________ will provide money to replace lost income for years--even up to retirement.

• Long-term disability
• Identity Theft Protection

• Short-Term Disability

• Necessary Insurance

This type of home insurance covers the structure of your home.

• Personal property coverage

• Dwelling insurance

• Liability

• Homeowner's insurance