SACOMBANK

SACOMBANK

University

10 Qs

quiz-placeholder

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SACOMBANK

SACOMBANK

Assessment

Quiz

Information Technology (IT)

University

Easy

Created by

Hạnh Nguyễn

Used 2+ times

FREE Resource

10 questions

Show all answers

1.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Media Image

What are the main characteristics of lending activities in commercial banks?

Interest rates, fees, and customer service

Repayment, risk, and profitability

Collateral, repayment schedules, and penalties

Duplication, transaction types, and profiles

2.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Media Image

What is the primary purpose of commercial lending?

To provide financial aid to non-profit organizations

To offer savings accounts to customers

To generate revenue for banks through interest on loans

To provide free financial advice

3.

MULTIPLE CHOICE QUESTION

20 sec • 1 pt

Media Image

Which of the following best describes short-term loans?

Loans for less than a year, often used for immediate cash needs

Loans with repayment periods of more than five years, often used for large projects

Loans typically repaid in one to five years for business expansion

Loans granted with a predetermined credit limit for ongoing business needs

4.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Media Image

How do technologies like AI and RPA impact the lending process?

They eliminate the need for any human interaction during the loan approval process

They slow down the loan approval process by adding complex steps

They restrict customer access to financial information

They automate both the credit review and approval processes, enhancing efficiency

5.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What is a significant advantage of using technology in the lending process at banks in Viet Nam?

It accelerates loan application processing and approval

It enhances data privacy for all customers

It limits access to loans for non-tech-savvy individuals

It removes the need for customer interactions

6.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Media Image

What concern is associated with automated credit evaluations in the lending process?

They guarantee equal loan access for all applicants

They may result in biased assessments affecting lending opportunities

They eliminate the need for financial assessment altogether

They ensure higher interest rates for all borrowers

7.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What challenge do borrowers face due to the rise of online lending platforms?

Increased understanding of lending terms and conditions

Access to multiple loan options with detailed requirements

Risk of excessive borrowing due to a lack of knowledge

Improved security measures for sensitive information

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