FHS - PM/Standard 9 Review

What type of insurance satisfies the financial responsibility law in Virginia?

• Medical pay insurance

• Collision insurance

• Comprehensive insurance

• Liability insurance

Teddy rear ends another vehicle stopped at a stop sign. Which statement best describes Teddy's financial responsibility for fixing the other vehicle in this situation?

• Teddy's collision insurance will pay for the damages to the other vehicle.

• Teddy will have to pay his deductible to cover the cost of repairs to the other vehicle.

• Teddy's liability insurance will pay for the damages to the other vehicle.

• Teddy's comprehensive insurance will pay for the damages to the other vehicle.

Which type of insurance covers a vehicle that catches on fire?

• Collision insurance

• Comprehensive insurance

• Liability insurance

• Medical insurance

Virginia law requires drivers to be able to provide proof of __________ responsibility to a police officer or after a collision. 

• A driver's license

• Vehicle registration

• Financial

• All of the above

When are the THREE times you must provide proof of financial responsibility? (Choose all correct answers.)

• When a police officer asks

• When getting your vehicle inspected

• If you have a collision

• When registering your vehicle

• When you have emissions testing done

What is the minimum amount of liability coverage an individual must have?

• $25,000 property damage

• $100,000 bodily injury or death of two or more persons

• $50,000 bodily injury or death of one person

• All of the above

What penalties does an individual face if they drive a vehicle without proof of financial responsibility? (select all that apply)

• Higher insurance premiums when you apply for insurance

• Suspension of your vehicles registration

• Suspension of your drivers license

• $500 fine

• Cheaper Insurance

What are 4 factors that are used to determine the cost of insurance premiums? (Choose 4)

• Color of Car

• Age

• Gender

• Grades in school

• Driving record

Select FOUR things you should consider when deciding to purchase a vehicle.

• What will it cost

• How economical is it

• Does it attract law enforcement

• What safety features does it have

• Do I really need it

When planning for your trip what must you consider  regarding loading the vehicle?

• Do not overload the vehicles weight restrictions

• Car-top carriers affect braking

• Load the trunk area first

• All of the above