Motor Insurance

What is IDV

• Insured Declared Value
• Insurer Declared Value
• Individual Declared Value
• Insured Decided Value
• Pluto

In Third Party Liability Insurance what is maximum liability in case of third party accidental death?

• 7.5 Lacs
• 1 Lacs
• Unlimited
• None of Above

If there is any claim, what will happen to earned NCB?

• Reduce to one step down
• It will continue
• Get Backs to Zero
• None of Above

When insured vehicle will be inspected?

• Conversion of TP to Comprehensive policy
• Break In Insurance- Renewal or Rollover
• Absence/ non availability of previous policy copy
• Fresh payment received after cheque bounce
• All of above

For partial lose, for all rubber/ nylon/ plastic parts, tyre, tubes and batteries, how much deduction will be applicable?

• 0.2
• 0.5
• 0.3
• 0.4

What is SAOD?

• Sum Assured on Death
• Stand Alone Own Damage
• Sum Assured on Damage
• None of Above

NCB will be terminated, If the policy is not renewed within ____ days from the date of expiry of your existing policy.

• 30 Day
• 60 Days
• 120 Days
• 90 Days

Nil Depreciation cover operates for maximum ____claims during the policy period.

• 2
• 1
• Unlimited
• 3

Under drive less pay less benefit, what is the minimum Kilometers customer can choose?

• 1000KM
• 1500KM
• 2000KM
• 2500

In case break in policy, how pre inspection of vehicle will be booked?

• By making a call on customer care
• By login a call through call desk
• By marking mail to Operation Team
• Through Smart Zone