CMR LU2

Which of the following would not be monitored before disbursement of a loan?

• Actuals vs Projections

• Post sanctions inspection of the unit prior to disbursement

• Clarity on the schedule of drawdown of funds

• Duly filed checklist along with other security documents

MSOD means

• Monthly Select Operational Data

• Monthly Statement of Operational Data

• Monthly Sales and Operational Data

• Monthly Survey of Operational Data

ASM refers to

• Agency for Specialized Monitoring

• Article of Special Mention

• Agent for Stressed Monitoring

• Authority for Stressed Monitoring

An account becomes SMA 1 on 1st January. When would it become SMA2 if no repayment is done?

• 31st Jan

• 1st Feb

• 30th Jan

• 15th Feb

An account has slipped to Sub standard status on 1st October. Until what date would it be considered as a soft NPA?

• Until 1st Jan

• Until 1st Dec

• Until 1st Nov

• It cannot be considered as soft NPA as it has already slipped to NPA status

Under which of the following circumstances an account would NOT slip to SMA status?

• Inadequate cash flows

• Issues with management integrity

• Default in repayment

• Erosion in the value of the security

Which of the following statements are false?

• There are no additional provisions required for SMA

• SMA account details might be found in SASCL report

• NPA classification is done as per SME norms

• NPA classification is done facility wise

CPA 3 is done for accounts with an exposure limit above

• 5 crore

• 50 lakhs

• 50 crore

• 5 lakh

Identify the false statements

• CPA 3 is done by the officer appointed by ZO/HO

• CPA 1 is done for accounts with exposure less than 50 lakh

• Closure of CPA 1, 2, and 3 can be done in 2 days if the sanctioned terms are complied with

• CPA 3 should be submitted to the BM with a copy to ZO/HO

Stock audit is done for all accounts with an exposure limit of above

• 1 cr.

• 5 cr.

• 50 lakh

• 10 cr.