Rating Agencies

What was the first credit rating agency established in India?

• 1. 1. ICRA

• 2. 2. CRISIL

• 3. 3. CARE

• 4. 4. India Ratings

What type of financial instruments do rating agencies assess for creditworthiness?

• 1. 1. Corporate bonds

• 2. 2. Government bonds

• 3. 3. Commercial paper

• 4. 4. All of the above

What does a 'Sovereign Credit Rating' specifically evaluate?

• 1. 1. The creditworthiness of individual states within a country

• 2. 2. The creditworthiness of private corporations

• 3. 3. The creditworthiness of a country as a whole

• 4. 4. The creditworthiness of municipal bonds

Which credit rating agency was established in India following the economic reforms of 1991?

• 1. 1. CARE

• 2. 2. CRISIL

• 3. 3. ICRA

• 4. 4. India Ratings

What type of ratings would be most relevant for a short-term investment like a treasury bill?

• 1. 1. Long-term ratings

• 2. 2. Short-term ratings

• 3. 3. Financial strength ratings

• 4. 4. Sector-specific ratings

Which factor is NOT typically considered by credit rating agencies when assigning ratings?

• 1. 1. Economic conditions

• 2. 2. Color of the corporate logo

• 3. 3. Management quality

• 4. 4. Financial ratios

What does the term 'Structured Finance Ratings' relate to?

• 1. 1. Ratings assigned to straightforward, unsecured personal loans

• 2. 2. Ratings assigned to complex products like CDOs and MBS

• 3. 3. Ratings assigned to corporate restructuring plans

• 4. 4. Ratings assigned to government fiscal policies

In what year did SEBI start regulating credit rating agencies in India?

• 1. 1. 1988

• 2. 2. 1992

• 3. 3. 1999

• 4. 4. 2005