Flood Insurance

1. Why is flood insurance particularly important for homeowners in Texas?

2. What types of natural disasters can lead to flooding in Texas?

3. Why is it necessary for homeowners to purchase separate flood insurance, even if they already have homeowners insurance?

4. What factors influence the cost of flood insurance in Texas?

5. How does the average cost of flood insurance in Texas compare to other coastal states?

6. What does flood insurance typically cover in terms of property damage?

7. Besides damage to the structure of the home, what other aspects does flood insurance usually cover?

8. What percentage of Texas homeowners currently have flood insurance coverage?