Vedika Business Meet Gangtok

Vedika Credit Capital Ltd was founded in

• 2015

• 2007

• 1995

• 2000

Mission Statement

• Partner in the Growth of Micro Entrepreneurs

• Ek nai More aapki samridhi ki or

• 1. Nurturing Micro Businesses, Cultivating Prosperity

• 1. Sparking Innovation, Fostering Growth

Our Cultural Values

• Ownership

• Fairness & Transparency

• 
  Customer-Centric

• Pride of Performance

• Mutual Respect

• What are the main types of loans offered by Vedika Credit Capital Ltd?

• Joint Liability Group Loan

• Micro Enterprise Loan

• Housing Loan

• 
  Gold Loan

• E-Rickshaw Loan

Can you name three eligibility criteria for clients applying for MEL loans?

• 
  Score >575

• Net Banking / Debit Card / Bank Account link with Aadhaar

• Business Stability

• The customer's house should be 500 meters from the branch.

Current Mode of Repayments

• Payment through QR

• Payment through NACH

• Cash

• 
  UPI Mandate

ROI Full form in finance

• Rate of Income

• Revenue on Income

• Risk of Information

• Rate of Interest

If Applicant is Female then co-applicant may be

• Husband

• Father

• Father-in-law

• Son

If Customer don't have PAN Card, secondary ID may be

• Form 60

• Driving Licence

• Passport

• Voter ID

OHP (Own House Proof) may be

• Electricity Bill

• Land receipt

• Residential Certificate

• 
  Ration Card

• Allotment Letter