Insurance (2)

Insurance for active duty and retired service personnel and their families

• CHAMPVA
• VA health care
• Medicare
• TRICARE

Insurance for veteran's with service-related disabilities

• Medicare insurance programs
• CHAMPVA

  
  

• Social Security insurance programs
• Unemployment insurance programs

Provides coverage for employees for job-related illnesses or injuries

• Health insurance
• Life insurance
• Workers' Compensation insurance
• Auto insurance

When offices charge fees based on a patient's financial ability to pay

• Variable rate fees
• Flexible pricing
• Adjustable charges
• Sliding scale fees

The person who owns the insurance policy

• Beneficiary
• dependent

• Policyholder/insurer/

  member/subscriber

• Underwriter

Individuals who qualify for the program

• Beneficiary

• dependent

• insurer

• policyholder

Family members (unmarried) covered by the insurance plan

• policyholder

• individual

• beneficiary

• dependents

The set amount of money that a policyholder contributes to his/her policy

• premium
• deductible
• claim
• coverage

A physician's list of their charge for each service they provide.

• Fee Schedule

• Sliding fee scale

• co-pay

• deductible

Patient pays an annual premium and often a deductible. Could have a low premium with a high deductible or vice versa.

• Health Maintenance Organization - (HMO)

• Preferred Provider Organization - (PPO)

• Patient pays a one-time premium with no deductible
• Patient pays a monthly premium with no deductible