Banking regulation and risk

overdraft is allowed for _____

• current account
• savings account
• R.D account
• F.D

other name for hybrid deposits is_____

• F.D
• joint account
• flexi deposits
• R.D

____provides licence for all banks by the reserve bank

• sec 22
• sec 33
• sec 44
• sec 55

____risk refers to risk affecting individual but not to a community

• fundamental
• particular
• operational
• dynamic

_____deals with the financial impact of risk and uncertainty

• risk manager
• rider
• ombudsman
• actuary

_____is the cause of loss or contingency leading to loss

• peril
• uncertainty
• risk
• loss

_____is dynamic risk

• earthquake
• peril
• hazard
• risk

risk management is an _____ approach to deal with risk

• artistic
• managerial
• scientific
• speculative

_____risk is one method of handling risk

• losing
• shifting
• understanding
• approaching

risk means possibility of _____

• loss
• hazard
• gain
• insuring