August_Unit Meeting

1. How long is the waiting period for Daily Hospital Income to claim?

• A. (30) days from effectivity

• B. (60) days from effectivity

2. How long after the accident can a claim be valid for filing?

• A. 60 days max

• B. 180 days max

3. 3. Are outpatient surgical expenses reimbursable?

• A. Yes

• B. No

4. 4. What is the meaning of ATPD?

• A. Accelerated Total Permanent Disability

• B. Accidental Total Permanent Disability

5. 5. It is a benefit that relieves the Insured/ payor from premium payment caused by the condition stated in the covered benefit of the Policy.

• A. Premium Waiver

• B. Accelerated Life Care Benefit

6. What is the issue age of Waiver of Premium on Total and Permanent Disability?

• A. 0-60 years old

• B. 18-59 years old

7. It is a rider that can be attached to juvenile policies only.

• A. Power Waiver

• B . Payor Waiver

8. It is a rider that waives all future premiums if the Insured is diagnosed to be suffering from a critical illness, or has undergone surgery, in the case of critical illnesses requiring surgery.

• A. Life Care Waiver

• B. Accelerated Total Permanent Disability

9. What is the meaning of ADD?

• A. Accidental Death and Disablement

• B. Accelerated Death and Disablement

10. If the client loses both feet, how much percentage will he or she receive from the Accidental Death and Disablement (ADD) benefit?

• A. 50%

• B. 100%