How to Drive Chapter 15

During a storm a tree falls on your parked vehicle. What type of insurance is going to cover the damage to your vehicle?

• Liability
• Medical payments
• Collision
• Comprehensive

You fail to stop at a stop sign and hit another vehicle. Which type of insurance will pay for the repair to your vehicle?

• Liability
• Medical payments
• Collision
• Comprehensive

When you shop for insurance for your vehicle, you should:

• Only consider insurance companies that allow you to pay monthly premiums
• Not be concerned with different policy provisions since all insurance policies are the same by law
• Compare only the cost
• Get a full explanation of coverage and costs before you purchase

Which factors help determine the cost of automobile insurance?

• Age of the driver
• Kind and age of the vehicle
• Where the drivers lives
• All of the above are correct

Which type of vehicle is the safest choice for new drivers?

• Van
• Midsize sedan
• Sports car
• Sport utility vehicle

When purchasing a vehicle you should consider:

• An extended warranty
• Mileage
• Crash history
• All of the above are correct

Hybrid vehicles feature two forms of propulsion.

• True
• False

Which of the following is the most important insurance a driver can have?

• Liability
• Collision
• Comprehensive
• No-fault

Some insurance companies give an additional discount for students with good grades.

• True
• False

The loss-damage waiver covers you should something be stolen from your rental car.

• True
• False