BizInnovator Crunching the Numbers Vocab

Reading financial statements and connecting the dots between your profit and loss, balance sheet and cash flow statements

• Revenue Streams

• Business Finance

• Income Statement

• Budgeting

Building a company from the ground up with only personal cash

• Budgeting

• Angel Investors

• Start-up Costs

• Bootstrapping

Various ways and methods a business can generate money

• Cash Flow

• Revenue Stream

• Budgeting

• Business Finance

One-time expenses needed to start a new business (may include securing office space, permits, licenses, initial inventory, product development and manufacturing, marketing, etc.)

• Return on Investment

• Startup Costs

• Budgeting

• Crowdfunding

Business costs that occur on a regular basis

• Ongoing Costs

• Startup Costs

• Markup or Margin

• Bootstrapping

Forecasting and keeping track of  your income and expenses

• Revenue Streams

• Crowdfunding

• Budgeting

• Return on Investment

A financial statement used to monitor cash in and out

• Income Statement

• Loans

• Profit

• Cash Flow Statement

Subtracting expenses from revenue to determine a net profit/loss

• Budget

• Cash Flow Statement

• Income Statement

• Return on Investment

Five “C’s of ____?_____

• Credit

• Cash Flow

• Cost

• Capital

The price a consumer will pay for a product

• Wholesale

• Retail

• Profit

• Markup