Smart Credit 101

Smart Credit 101

Professional Development

10 Qs

quiz-placeholder

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Smart Credit 101

Smart Credit 101

Assessment

Quiz

Professional Development

Professional Development

Medium

Created by

ELi Wolf

Used 6+ times

FREE Resource

10 questions

Show all answers

1.

MULTIPLE CHOICE QUESTION

1 min • 5 pts

What is credit?

A tool to assist in building your financial future

A method of paying for goods and services

A bad thing to have

2.

MULTIPLE CHOICE QUESTION

1 min • 1 pt

What is the credit score range?

200-700

300-850

400-900

3.

MULTIPLE CHOICE QUESTION

1 min • 1 pt

Which of the following is not one of the five major factors that determine your credit score?

Payment History

Debt usage

Length of credit history

Number of credit cards

4.

MULTIPLE CHOICE QUESTION

1 min • 2 pts

What percentage of your credit score does FICO claim is based on payment history?

10%

25%

35%

50%

5.

MULTIPLE CHOICE QUESTION

1 min • 1 pt

What is credit utilization?

The amount of credit limit your using

The amount of credit limit you have available

The amount of money you owe

6.

MULTIPLE SELECT QUESTION

1 min • 3 pts

How does debt usage impact your credit score?

It has no impact

it can increase your score

it can decrease your score

it has minimal impact

7.

MULTIPLE CHOICE QUESTION

1 min • 1 pt

Which of the following is an example of an installment account?

credit card

student loan

gas station card

bus card

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