Car Insurance Review

You cause an accident and injur the other driver who then needs $42,000 worth of medical care. You have $100,000 coverage limit per person for Bodily Injury. How much will the insurance company pay?

• $100,000

• $42,000

• $142,000

• $58,000

Shannon is driving on a mountain road and hits a deer, causing $2,400 worth of damage to the front of her car. She has comprehensive coverage and a deductible of $1,000. How much will her insurance pay?

• $3,400

• $1,000

• $0

• $1,400

What type of auto insurance is required in almost every state? Includes both bodily injury and property damage.

• Uninsured Motorist Coverage

• Collision Coverage

• Comprehensive Coverage

• Liability Coverage

You have an auto policy with a collision coverage limit of $40,000 and a deductible of $500. You get into an accident that causes $4,300 worth of damage to your car. How much will you need to pay out-of-pocket?

• $500

• $4,300

• $38,000

• $0

What type of auto insuance covers vandalism?

• Uninsured Motorist Coverage

• Collision Coverage

• Comprehensive Coverage

• Liability Coverage

What would 150/300/30 liability insurance represent?

• $150 max to one person BI, $300 max per accident BI, $30 property damage

• $150,000 max to one person BI, $300,000 max per accident BI, $30,000 property damage

• $150 property damage, $300 max per accident BI, $30 max to one person BI

• $150,000 property damage, $300,000 max per accident BI, $30,000 max to one person BI

Richard hit a stop sign that cause $550 worth of damage to his car. What type of insurance would help cover the damages?

• Uninsured Motorist Coverage

• Collision Coverage

• Comprehensive Coverage

• Liability Coverage