Personal Finance

Friends are coming round for dinner what do you do?

• You get a takeaway

• You buy pre-prepared food

• Look through recipe books for inspiration

• You cook following a recipe step by step

• You ask your friends to each bring a dish to share

How would you rate your 

relationship with money?

• I never think about it

• I get by

• I think I should get better at managing it

• I'm pretty good at keeping control of it

• People ask me for advice about their finances

What do you think about savings? 

Savings are...

• Something other people have

• Impossible no matter how hard you try

• Something you aim to have

• An important part of managing your money

• The whole point of your life

How are you planning to save

for your retirement?

• I’m not - I’m still too young

• I keep meaning to start but haven’t yet

• I have a pension but not sure if it’s enough

• I have set a strict budget each month

• I put aside as much as I can each month

How often do you borrow money from a friend or relative?

• It seems I always owe someone something

• From time to time

• Very rarely

• Never

• They always want to borrow from me!

Shopping habits! 

When you go shopping you...

• Buy whatever takes your fancy

• Go in with something in mind, but often get distracted

• Make a list but dont always stick to it

• Always have a list and stick to it

• Buy whatever is cheapest

It’s holiday time!

What do you do?

• Book your dream holiday!

• Find somewhere available last minute

• Browse. You want to see what's on offer

• Carefully research to make sure you get the best deal for your chosen destination

• Spend it at home

When something goes wrong in your life, what effect does shopping have?

• It makes everything better

• It helps take your mind off the problems

• It doesn’t really help

• You wouldn’t go shopping just because you feel upset

• Spending money makes you feel worse

What would you say is your main aim in life when it comes to money?

• I don’t really have one

• To be able to buy whatever I want

• To live comfortably and have enough to treat myself regularly

• To always know what's coming in and out

• To save as much as possible

Your pay packet.

At the end of each month you have...

• No idea what you have spent

• Added to your overdraft/ credit card debts

• Spent about as much as you’ve earnt

• Carefully worked out next months income and spending

• Put plenty of money aside for savings.