PRUWEALTH

What is the entry age for PRUWealth Plus?

• ANB 19 - 60

• 14 days old - ANB 70

• 30 days old - ANB 70

• ANB 19 - 70

What’s the minimum amount of coverage for PRUWEALTH?

• 250,000

• 500,000

• 350,000

• 800,000

How many types of premiums in PRUWealth Plus?

• 2 types: Insurance premium and Investment premium

• 3 types: Insurance premium, PRUAllocator Premium and Investment premium

• 2 types: Insurance premium and PRUallocator premium

• 1 type: Total premium

Which of the following are the riders attachable to PRUWealth Plus?

I. Accidental Death Rider

II. Level SA Rider

III. Crisis Guard

IV. Crisis Care

• I, II and III

• I and III

• II, III and IV

• III and IV

Which of the following regarding sustainability option and premium is correct for PRUWealth Plus?

I. Customer is encouraged to take up at least the default sustainability option recommended based on his/her entry age.

II. Selected target sustainability option will become the policy expiry age.

III. Customers are free to adjust their premium as long as the premium is within the minimum and maximum premium required.

IV. Customers can adjust their sustainability option, but not allowed to adjust the premium to be paid.

• I, II and III

• I, III and IV

• II and IV

• All of the above

Which of the following statement regarding PRUWealth Plus are correct?

I. Loyalty Bonus will be payable after completion of 9 policy years.

II. Loyalty Booster payable is 8% of basic sum assured.

III. Withdrawal of Loyalty Bonus and Loyalty Booster will reduce basic sum assured.

IV. Loyalty Bonus and Loyalty Booster will be credited into IUA.

• I, II and III

• II, III and IV

• I, II and IV

• All of the above

Mike, the Life Assured of a PRUWealth Plus policy with BSA RM 1mil, pass away in an accident happens in Singapore at his age of 10. How much benefit will be payable on his death?

• RM 4mil

• RM 2mil

• RM 3mil

• RM 1mil

Emily wishes to purchase PRUWealth Plus for her baby who is expecting to deliver by end of this month. Can Emily purchase PRUWealth Plus by naming her baby as the Life Assured of the policy now?

• Yes

• No

Winnie aged 34 and chooses Target Sustainability Option age 90. What is her policy term?

• 46 years

• 56 years

• 66 years

• 20 years

Winnie's policy comes with auto extension consent. If her policy has sufficient cash value for all charges, what is the expiry age of her policy?

• 70

• 80

• 90

• 100