Car Insurance

Which of the following things does the insurance company ask when you are buying insurance?

• Gender

• Grades

• Type of car

• All of the above

What does liability insurance cover?

• Damages for people injured or killed in an accident for which you are legally responsible.

• Theft, flood, earthquakes, explosion, and fire.

• Roadside Assitance

• Vandalism

Which of the following affect how much you pay for automobile insurance?

• Places you visit

• Income

• Geographical location

• Your kid’s age

Which of the following is a type of automobile insurance?

• Replacement cost

• Comprehensive cost

• Point of service cars

• Collision Insurance

Which of the following insurances covers a stolen car?

• Comprehensive Insurance

• Collision Coverage

• Gap Insurance

• Uninsured Insurance

Which insurance covers the costs of only the damages for people injured or killed in an accident for which they were legally responsible?

• Uninsured/underinsured insurance

• Collision coverage

• Liability Insurance

• Comprehensive coverage

What is gap insurance?

• Only pays the damages to the car caused by a collision with another object.

• Only covers the difference between the car’s actual cash value and the amount that was owed.

• Only pays for any losses to the person's automobile that were not caused by a collision.

• Would only pay the cost of the damages for the people injured or killed in an accident.

When is no-fault insurance exclusively used?

• Ran a stop sign and crashed into the oncoming car.

• A driver blows a red light when you are turning left and hits the side of your car.

• While driving in a school zone, the car behind you is speeding and hits your back bumper

• A car switches lanes without using indicators and sideswipes you.

When would someone most likely use roadside assistance? Select all that applies.

• Stranded in the highway with two flat tires.

• Ran out of gas

• You have no way to get back home from a friend’s party.

• You got into a minor crash.

• Car stops out of nowhere leaving you stranded.

Which insurance covers any losses to an automobile in an earthquake, flood, theft, vandalism explosion and/or fire?

• Collision coverage

• Gap insurance

• Comprehensive coverage

• Liability insurance