Credit Score

Applying for a credit card only affects your credit score if you use the card.

• False

• True

Paying less than the minimum payment on your credit card bill doesn’t count as a missed payment.

• True

• False

The more credit cards you have, the better.

• True

• False

Payment history accounts for around _______ of your credit score.

• 1/2

• 3/4

• 35%

• 90%

Which of these show your credit history?

• Credit score

• Credit report

• Both

How can someone between ages 18-20 establish credit?

• Checking/savings account
• Debit card
• Paying with cash
• having a parent pay

Your credit score is not configured off of which of the following:

• Payment history
• Amount owed
• GPA
• Length of credit history

Which of the following may request your credit report?

• insurance companies
• your employer
• your landlord
• all of the above

What type of credit score is this 570?

• Average

• Great

• Poor

• Excellent

Which is an exceptional credit score?

• 672

• 555

• 713

• 813