COG Quiz

What is OHR?

• On hold group for moving between an employer

• On hold group for financial hardship

• On hold group for going overseas

What is OHS?

• On hold group for moving between an employer

• On hold group for financial hardship

• On hold group for going overseas

What is OHM?

• On hold group for moving between an employer

• On hold group for financial hardship

• On hold group for going overseas

Member is leaving their subsidised employer group and wants to think about their continuation options. What would happen?

• We would leave them in the group scheme until they had made their decision

• We would transfer them to OHM and they have 30 days to contact us back otherwise we will transfer them to an invoice group

• We would transfer them to OHM for 3 months and then we would transfer them to the invoice group

• We would cancel their policy and they have 30 days to change their mind

Whats the minimum amount of time a member can suspend their policy for when going overseas?

• 1 day

• 3 weeks

• 1 month

• 2 months

How many overseas suspensions can a member have over a lifetime in the policy?

• 1

• 2

• 3 sometimes 4 if they returned early due to covid

• 5

To be eligible for OHR, what sort of circumstances does the member have to be in? (Choose more than one)

• Redundancy

• Between two employers

• Total loss of income

• Financial hardship

What is a parental leave group scheme?

• Where all members go when they go on parental leave

• Where the policy is in an employer scheme, and goes on parental leave, they can get a similar discount (not subsidy) with Southern Cross

• A group of policies that have obstetrics cover on them

Choose your path - Member's query is "hello I need to put my policy on hold over this time due to covid and cost restraints - can it be put on hold for 3 months please"

• Leaving an employer

• Transfer into new employer scheme

• OHR

• OHS

Choose your path - Member's query is "I'm not sure what my new employer offers / I want to understand my options"

• Leaving an employer

• Transfer into new employer scheme

• OHR

• OHS