Healthcare Coverage

What are the two main types of healthcare coverage?

• HMO and HPP

• PPP and HMP

• MPK and HOH

• HMO and PPO

What is the full name of one type of coverage?

• Health Maintenance Organization

• Happy Healthy Organization

• Health Organization Provider

• Healthy Organization Preference

Tags

CCSS.RI.6.3

CCSS.RI.6.5

CCSS.RI.7.5

CCSS.RI.8.3

CCSS.RI.8.5

What is the full name of another type of healthcare coverage?

• Preferred Provider Association

• Provider Organization Association

• Preferred Provider Organization

• Provider Maintenance Organization

What is one of the main characteristics of an HMO?

• You will probably have to pay higher premiums.

• You will probably have a higher deductible.

• You need to choose a primary care physician who is the first contact for your healthcare needs.

• You will be able to choose any doctor you want to make an appointment.

What is one of the main characteristics of a PPO?

• You are in control of all of your healthcare needs.

• You will probably have a low deductible.

• You will probably have low monthly premiums.

• You need to choose a primary care physician.

What is a healthcare network?

• A group of specialists.

• A group of doctors, hospitals, and specialists that provide care at predetermined rates.

• A group of hospitals that are in one specific area.

• A group of patients in a doctor's office.

What can you do with a PPO healthcare program?

• You can only go to a physician when you are really sick.

• You can choose many different kinds of healthcare providers.

• You have to choose from a specific list of healthcare providers in the program.

• You have to wait for your primary physician to choose a specialist for you.

What can you do with an HMO healthcare program?

• You need to get a referral for a specialist, but you need to see your primary physician first.

• You need to choose a primary physician and specialists from a specific list of providers within the program.

• You will pay lower out-of-pocket costs for providers in the network.

• all of the above

What statement is true about HMO and PPO healthcare plans?

• Premiums are usually lower with HMO plans.

• Premiums are usually higher with HMO plans.

• You never pay premiums with an HMO.

• You never pay premiums with a PPO.

Which statement is true about healthcare plans?

• You need to decide which features are the most important to you and your family before you decide on a healthcare plan.

• You need to choose the cheapest monthly premiums.

• You need to choose the most expensive plan to get the best healthcare.

• You need to pay for all physicians out-of-pocket.