Health Insurance

A specific condition or circumstances for which the policy will not provide benefits

• Preexisting conditions

• Exclusions

• Copayment

• Coinsurance

The amount of money you must pay each year to cover your medical care expenses before your insurance policy starts paying

• Coinsurance

• Copayment

• Premium

• Deductible

A fixed amount you pay for a covered health care service after you've paid your deductible

• Deductible

• Copayment

• Premium

• Coinsurance

The maximum amount you will have to pay out of pocket in one year for the benefits your insurance cover

• Deductible

• Premium

• Out-of-pocket maximum

• Preexisting condition

Insurance plan will Not pay if you go out-of-network.

• Health Maintenance Organization (HMO)

• Point of Service (POS)

• Preferred Provider Organization (PPO)

• (EPO)

The amount paid by you or your employer in exchange for insurance coverage

• Premium

• Out-of-pocket maximum

• Coinsurance

• Deductible

A percentage of the health care service after you’ve paid your deductible

• Deductible

• Premium

• Copayment

• Coinsurance

You can use pre-tax dollars to pay for out-of-pocket healthcare expenses is a benefit of?

• Health Savings Account (HSA)

• Health Maintenance Organization

• Bronze plan

• Preferred Provider Organization

A website where you can compare different qualified health insurance plans?

• Employer-sponsored

• Medicare

• Marketplace

• Google

What is one factor that affects the cost of your monthly health insurance premium?

• Preexisting conditions

• Type of plan (Platinum, Gold, etc.)

• Doctor preference

• Gender