TM Atlas

The currencies available for TM Atlas Classic are

• SGD, USD, GBP, AUD

• SGD, USD, EUR, GBP

• SGD, USD, EUR, JPY

• SGD only

The Initial Bonus is allocated upon receiving premiums during the

• first 5 policy years

• first policy year only

• whole premium payment term

• whole policy term

The Policy Charge is based on units in the

IUA: Initial Unit Account

AUA: Accumulation Unit Account

• IUA and AUA

• IUA only

• AUA only

• NA, Policy Charge is $5

The Policy Charge is payable during the

• whole policy term

• premium payment term only

• first policy year only

• first 5 policy years only

The premium allocation rate for the first 3 years are

• 100% ; 100% ; 100%

• 30% ; 50% ; 70%

• 45% ; 55% ; 65%

• 20% ; 55% ; 80%

Given Net Premuim is $120,000 and Policy Value is $110,000.

What is the death benefit payable if there is Advanced Death Benefit option?

• $120,000

• $110,000

• $230,000

• $111,100

Life assured(s) allowed is up to

• 4

• 3

• 2

• 1

Subject to the terms and conditions, Loyalty Bonus is payable from the

• 6th policy anniversary

• 5th policy anniversary

• 3rd policy anniversary

• 1st policy anniversary

The Bid Offer spread is

• Nil, there is no bid offer spread

• 3%

• 1%

• 5%

Surrender charge (if levied) will be applied to

IUA: Initial Unit Account

AUA: Accumulation Unit Account

• IUA only

• AUA only

• IUA and AUA

• NA, there is no surrender charge