Credit Reports

My credit history does not affect my chances for renting my first apartment.

• True
• False

To build a positive credit history, I should pay cash for all purchases.

• True
• False

Tags

CCSS.RL.11-12.6

Routinely paying my bills late could negatively affect my credit history.

• True
• False

Tags

CCSS.RI.6.8

CCSS.RI.7.1

CCSS.RI.8.8

CCSS.RL.7.1

CCSS.RL.8.1

When I apply to borrow money for a car, the loan company will most likely look at my credit history.

• True
• False

Tags

CCSS.6.SP.B.5

I need to first pay bills, such as a loan or a phone bill to establish credit history.

• True
• False

Having a small amount of debt is good for my credit history.

• True
• False

The more credit cards I have, the higher my credit score will be.

• True
• False

My landlord can report my failure to pay rent to a credit reporting agency.

• True
• False

Tags

CCSS.L.7.6

CCSS.L.8.6

CCSS.W.6.2D

CCSS.W.7.2D

CCSS.W.8.2D

If my credit card allows me to charge up to $1,000, I should charge the maximum amount to build my credit history.

• True
• False

Paying the entire amount on my credit card creates a bad credit history.

• True
• False

Tags

CCSS.RL.11-12.6