PFIN 6.04

Which of the following actions will not make an individual vulnerable to identity theft?

• Using a computer without updated spyware
• Responding to an email from your depository institution
• Paying cash for a movie ticket
• Throwing mail in the garbage

Which is a general rule when dealing with credit reports to minimize identity theft?

• Check each credit reports at least once per year.
• Wait 60 days before disputing any wrong information found in a credit report or on a credit card statement.
• Keep credit reports in an easily accessible location, so information can be accessed if fraud occurs
• Report mistakes to only one credit reporting agency and they will inform the others

Ashley plans to do some of her Christmas shopping online. What is a safety tip to follow when she is shopping online?

• Shred all sales receipts as soon as the item purchased has been received
• Use a debit card
• Use a credit card
• Black out the bank account numbers on the credit card bill before returning it with payment.

Which of the following is an act of identity theft?

• Receiving permission to use a parents’ credit card for school clothes
• Wrongfully acquiring and using someone’s personal identification
• Taking the identity of another individual as inspiration for a costume
• Having the same name as another person

Carson wallet with his driver’s license, a debit card and his credit card has been stolen. Which of the following is NOT something an identity thief might realistically do with this information?

• Rent an apartment under Carson’s name
• Use Carson’s name during an arrest
• Make purchases with Carson’s credit card
• Take a college admissions exam in Carson’s name.

Charis wants to decrease the risk of fraudulent use of her credit cards. Which strategy would be the most effective?

• carrying all credit cards in her wallet so they don’t get lost
• signing the back of her card with her signature and "Please see picture ID”
• giving account numbers over the internet rather than over the phone
• using credit cards for all her purchases so she only needs to pay one bill each month

Matt wants to guard his personal information. Which personal information is LEAST LIKELY to be used by scammers?

• phone numbers
• credit card numbers
• bank account numbers
• driver’s license numbers