Understanding Personal Finance Concepts

Front

Does having more money matter?

Back

Yes, indeed

Front

How many key factors make up your credit score?

Back

6

Front

What happens if you don’t pay your credit card bill on time?

Back

You may be charged a late fee and hurt your credit score

Front

What is an emergency fund used for?

Back

Unexpected expenses like medical bills or car repairs

Front

What is the best way to avoid credit card interest?

Back

Pay the full balance each month

Front

Why is it important to plan for retirement early?

Back

Because saving over time allows money to grow