Auto Insurance Basics

Front

What does Liability Insurance protect against?

Back

Claims resulting from personal injury or property damage due to an auto accident

Front

What is Collision Insurance designed to cover?

Back

Damage to your car resulting from a collision

Front

What does Comprehensive Insurance cover?

Back

Loss or damage to your vehicle caused by something other than a collision

Front

What is the purpose of Uninsured/Underinsured Motorist Protection?

Back

To protect you if hit by an uninsured or underinsured motorist

Front

What does Personal Injury Protection (PIP) cover?

Back

Medical expenses, lost wages, and other financial losses of the driver and passengers

Front

Why is auto insurance required by law in most states?

Back

To avoid fines or loss of license and registration

Front

What types of coverage are included in most basic car policies? Options: Travel insurance, pet insurance, flood insurance; Health insurance, life insurance, home insurance; Credit insurance, mortgage insurance, liability insurance; Collision, comprehensive, uninsured motorist, PIP, property damage liability, bodily injury liability

Back

Collision, comprehensive, uninsured motorist, PIP, property damage liability, bodily injury liability

Front

Why should you never drive without auto insurance?

Back

It's illegal in most states

Front

What can you do to lower your cost on auto insurance?

Back

Get good grades and take a driver education class

Front

What is required to prove you have auto insurance?

Back

An insurance card