Applying for a credit card only affects your credit score if you use the card.
Credit Scores

Flashcard
•
Other, Education, Life Skills
•
7th - 12th Grade
•
Hard
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19 questions
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1.
FLASHCARD QUESTION
Front
Back
False
2.
FLASHCARD QUESTION
Front
Paying less than the minimum payment on your credit card bill doesn’t count as a missed payment.
Back
False
3.
FLASHCARD QUESTION
Front
A high credit card limit can be a bad thing.
Back
False
4.
FLASHCARD QUESTION
Front
You must carry a balance on your credit cards to build a credit history.
Back
False
5.
FLASHCARD QUESTION
Front
The more credit cards you have, the better.
Back
False
6.
FLASHCARD QUESTION
Front
Payment history accounts for around _______ of your credit score.
Back
35%
7.
FLASHCARD QUESTION
Front
Which of these show your credit history? Credit score, Credit report, Both
Back
Credit report
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