Retirement Investment Changes Quiz

What new types of investments are being introduced into retirement plans?

• Private companies, real estate, and cryptocurrency

• Gold and silver

• Foreign currencies

• Only stocks and bonds

What is a potential risk of including alternative assets in retirement plans?

• They are guaranteed to lose value

• They are insured by the government

• They have higher fees and can be harder to sell

• They are always more profitable

How often are many alternative assets valued?

• Weekly

• Daily

• Every hour

• Quarterly or annually

When are the new retirement plan options expected to be available to most people?

• Never

• Immediately

• In the next decade

• By 2026

What percentage of a portfolio do experts recommend allocating to alternative investments?

• 5% to 10%

• 50% to 60%

• 20% to 30%

• 0% to 5%

What is one advantage of alternative investments?

• They are always risk-free

• They have no fees

• They offer access to different economic areas

• They are backed by the government

What is a unique source of income that alternative assets can provide?

• Government bonds

• Rental income from real estate

• Interest from savings accounts

• Dividends from stocks

What is a key characteristic of cryptocurrency?

• It exists only online

• It is a physical coin

• It is backed by the FDIC

• It is a stable investment

What is a major risk associated with cryptocurrency investments?

• They are insured by the government

• They are immune to hacking

• They can be lost if the platform is hacked

• They have fixed returns

How should cryptocurrency be treated in a retirement plan?

• As a replacement for all other investments

• As a low-risk investment

• As a guaranteed profit

• As a high-risk investment