Enhancing Online Banking Security: The Future of Fraud Prevention

The video discusses a new tactic by banks to combat fraud, involving a gadget that generates a unique code for online banking verification. While this hardware solution is being trialed by 30,000 UK customers, its effectiveness is questioned due to potential theft and the need for a software solution.

What alternative solution do some suggest is needed in addition to the hardware gadget?

What is the scale of the trial being conducted in the UK?